Your Belief and Thoughts

IS THE GLASS HALF FULL OR HALF EMPTY? We have often heard the expression that "we see what we want to see". Reality is just a matter of perception. Two people can encounter the exact same circumstance, but for some reason, one person sees the opportunity while the other only sees the problem. Which one is right and which one is wrong? Opinions are like noses, everybody has one. But those opinions are our basis for reality, we need to take a step back when “bad” things happen and see if it’s really all that bad. Many of the negative things that happened in my life turned out to be absolute blessings. It just took a little time and perspective for me to see it. I bet if you look back on your life you can find things that seemed bad at first but they ended up being good. Maybe you just need to look at it a little differently or maybe use the perspective you now have to see it in a positive light. Ifn life you have to "d o what you have to do so that you can do wh


The only way to get what you really want, is to know what you really want. And the only way to know what you really want, is to know yourself. And the only way to know yourself, is to be yourself. And the only way to be yourself, is to listen to your heart. In the long run, those who don’t eventually go WIITHIN often go WITHOUT. ·    The indispensable first step to getting the things you want out of life is this: Focus and decide on what you want . ·    When you state your intentions, you begin to discover all the things   standing in the way of making it happen. Be clear on what you want. ·    The more we focus on what we want, the closer we get to it. What we pay attention to grows closer to us. ·    Success is a byproduct of thousands of decisions . The little choices we make daily may seem trivial but they hold the greatest potential for our future. Try to make the right choices.    ·    It is not your action that makes things happen, it is your inte

Why your Commercial Real Estate loans don`t get funded

Lenders see hundreds of loan financing requests each month and apart from a referral from a trusted source, the documents you submit for financing are the only basis they have for deciding whether they are interested in providing financing to you. With so many opportunities, most lenders simply focus on finding reasons to say no, because in the lending business, protection of their capital in the number one priority. Any one or several of the reasons listed below may cause a lender to reject your loan application. Here are the most common reasons: Value inflation On many occasions, borrowers come to us and say they are buying a property for $X but it is appraised for $Y which is many times higher than the purchase price. We usually see this primarily with land development deals where the borrower wants to get a loan based on the appraised value which would allow them to purchase the land and finance the construction. They are essentially trying to get 100% financing. This is